Financial planning must anticipate change
Your plan will reflect your specific goals, combining your needs with respect for your level of risk tolerance. Your plan will be flexible enough to anticipate the and change according to your financial circumstances and responsibilities as they change over time, considering life events such as:
- retirement
- career or income change
- the birth and education of your children or grandchildren
- major purchases such as a home
- other life events, such as a disability or need for long-term care
